Santhosh v. United India Insurance Company Ltd 2026 INSC 500 - Motor Accident Compensation
Motor Accident Compensation - No legal aspects discussed in this judgment- The Supreme Court restored the MACT calculation for loss of earning capacity, upheld the High Court’s amounts under other conventional heads but deleted the Rs. 50,000 for amenities on the reasoning that the loss of earning capacity already subsumed loss of amenities, resulting in a total compensation of Rs. 19,81,513 with 7.5% interest.
Case Info
Extracted Information
Case name:Santhosh v. United India Insurance Company Ltd. and Anr.
Neutral citation:2026 INSC 500
Coram:Justice Sanjay Kumar and Justice K. Vinod Chandran
Judgment date:12 May 2026 (NEW DELHI; MAY 12, 2026.)
Three‑sentence brief summary
The appellant, a squash coach, suffered 20% permanent disability in a 2019 motorcycle accident caused by another motorcyclist whose vehicle was duly insured, and the Tribunal awarded compensation mainly on the basis of his proven income, disability, age and future prospects. The High Court drastically reduced the amount for loss of earning capacity by discarding the multiplier method and granting a flat sum of Rs. 80,000, while slightly enhancing conventional heads and adding Rs. 50,000 for loss of amenities. The Supreme Court restored the Tribunal’s calculation for loss of earning capacity, upheld the High Court’s amounts under other conventional heads but deleted the Rs. 50,000 for amenities on the reasoning that the loss of earning capacity already subsumed loss of amenities, resulting in a total compensation of Rs. 19,81,513 with 7.5% interest.