Akula Narayana v. Oriental Insurance Company Limited 2025 INSC 1301 - Motor Accident Compensation - Pay & Recover

Motor Accident Compensation - Where the contract of insurance is not disputed, even on breach of insurance conditions, this Court had allowed recovery of compensation from the insurer by giving right to the insurer to recover the same from the vehicle owner6. The pay and recover principle has been consistently followed even though it was doubted in a reference which remained unanswered. (Para 12)

Case Info



Key Details

  • Case name: Akula Narayana v. The Oriental Insurance Company Limited & Anr.
  • Neutral citation: 2025 INSC 1301.
  • Coram: Justice Sanjay Karol and Justice Manoj Misra.
  • Judgment date: November 10, 2025.

Caselaws and Citations

  • National Insurance Co. Ltd. v. Swaran Singh, (2004) 3 SCC 297.
  • Shamanna & Anr. v. Divisional Manager, Oriental Insurance Co. Ltd. & Others, (2018) 9 SCC 650.
  • Mata Ram v. National Insurance Co. Ltd. & Another, (2018) 18 SCC 289.
  • Rama Bai v. Amit Minerals, 2025 SCC OnLine SC 2067.

Statutes/Laws Referred

  • Motor Vehicles Act, 1988 (context: statutory policy, third-party liability, breach of policy conditions; application of “pay and recover” principle).
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