Chandra Kala vs ICICI Lombard Motor Insurance Company Limited 2025 INSC 1220 - Motor Accident Compensation - Mason
Motor Accident Compensation - While allowing appeal, SC observed: Considering an incremental increase of Rs.500/- for every year, in 2014, when the accident in the present case occurred even a Coolie would have been entitled to Rs. 9,500/- per month. There can be no documentary proof offered for the income of a Mason, who is also a skilled worker. In any event, it would be safe to adopt a monthly income of Rs. 9,500/-. (Para 4)
Case Info
Extracted details
- Case name: Smt. Chandra Kala & Ors. v. ICICI Lombard Motor Insurance Company Limited & Ors.
- Neutral citation: 2025 INSC 1220.
- Coram: Justice K. Vinod Chandran; Justice N.V. Anjaria.
- Judgment date: September 26, 2025.
Caselaws and citations
- Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. — (2011) 13 SCC 236.Used to benchmark minimum monthly income for unskilled workers and escalate to 2014.
- National Insurance Co. Ltd. v. Pranay Sethi — (2017) 16 SCC 680.Applied for multiplier (14 for age 43), future prospects (25%), and personal expense deduction (1/4th).
- New India Assurance Co. v. Somwati — (2020) 9 SCC 644.For consortium: ₹40,000 each to spouse and children.
Statutes / laws referred
- Motor Vehicles Act, 1988 (implied, MACT jurisdiction).Compensation principles under Section 166/173 framework; heads of compensation including loss of estate, funeral expenses, and consortium as per Supreme Court jurisprudence.
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